Pricing
A flat fee per payment. The recipient gets every dollar.
The sender pays one fee, set by the size of the payment. No percentages, no monthly minimums, and no fee to receive.
Up to $100,000
$10
per payment
Payments of $1,000 – $100,000.
Up to $1,000,000
$25
per payment
Payments of $100,000.01 – $1,000,000.
Above $1,000,000
$50
per payment
Payments of $1,000,000.01 – $10,000,000.
How the fee works
- The sender pays, on top. Send $5,000 and the recipient receives $5,000. The $10 fee is charged to your account separately, so your total is $5,010.00.
- Only for settled payments. The fee is charged when the payment settles. If a payment is rejected, nothing moves and there is no fee.
- Receiving is free. Businesses you pay, including vendors that aren't Clear Transfer customers, pay nothing. Invoices, pay links and your receiving account cost nothing either.
- Limits. Payments are $1,000 to $10,000,000. Some banks set lower limits for instant payments; we choose RTP or FedNow based on what the recipient's bank accepts, and you can allow same-day ACH or ACH as a fallback when neither fits.
The same fee applies whichever network carries the payment. This page shows the schedule currently published by our API (GET /api/v1/pricing).
Clear Transfer is a financial technology company, not a bank, and is not FDIC-insured. Payments settle through regulated partner banks via our payment providers.