Engineering the next era of
global commercial settlement
Clear Transfer was founded on a singular mandate: eliminate the opaque, rent-seeking inefficiencies of 1970s correspondent banking. By uniting a sovereign financial ledger with direct domestic clearing rails, we deliver mathematically verifiable, sub-second cross-border payments with zero basis points.
No percentage cuts or hidden spreads. Pure institutional flat fees ($10 / $50 / $250).
Sub-second atomic settlement on our sovereign Layer-1 financial blockchain.
Direct domestic clearing rails (SEPA, FPS, Pix, SPEI, FedNow) for local off-ramps.
Continuous real-time Proof of Reserves backed 1:1 by cash and short-term U.S. Treasuries.
The Sovereign Standard vs. The Legacy Defect
- ✕150–300 bps Toll: Hidden FX markups and intermediary handling cuts extract billions from global enterprises annually.
- ✕3–5 Day Settlement Lag: Transactions travel through multiple intermediary correspondent banks with opaque tracking.
- ✕Manual Reconciliation: Treasury teams spend days reconciling fragmented MT103 and MT940 SWIFT messages at month-end.
- ✓Zero Basis Points (0 bps): Predictable institutional flat fees ($10, $50, $250). Enterprises retain 100% of their capital.
- ✓Sub-Second Finality: Atomic cryptographic settlement in under 400 milliseconds, eliminating counterparty settlement exposure.
- ✓Zero-Day Close Accounting: Autonomous 3-way matching and real-time double-entry GL journal posting to NetSuite, SAP, and QuickBooks.
Four Pillars of Enterprise Sovereignty
Built from first principles to provide institutional clients with unparalleled speed, security, and capital efficiency.
Sovereign Layer-1 Settlement Ledger
Our proprietary high-throughput financial blockchain settles commercial payments atomically in digital dollars with sub-400ms finality. All network gas fees are 100% sponsored by our platform paymaster, removing crypto complexity for corporate treasurers.
Global Domestic Clearing Network
Unifying native digital dollar settlement with local domestic clearing networks across 190+ jurisdictions. Counterparties receive funds directly into their existing commercial bank accounts at guaranteed wholesale rates without intermediary wire hops.
Autonomous Treasury & Yield Sweep
Operating balances over $1,000,000 automatically sweep into an institutional government money market fund yielding ~5.2% APY backed 1:1 by U.S. Treasury bills, providing intraday liquidity and eliminating idle cash drag.
C-Suite Hardware Multi-Signature Governance
Enforcing strict 3-tier corporate approval policies. High-value transactions require dual and triple cryptographic approvals using WebAuthn FIDO2 biometric hardware passkeys (Apple TouchID, FaceID, YubiKey) backed by FIPS 140-3 Level 3 HSMs.
Ready to modernize your corporate treasury?
Connect your existing commercial banking infrastructure and experience sub-second, zero-basis-point global settlement today.