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About

Business payments should move as fast as business does

Most business-to-business payments in the U.S. still take days, stop at weekends and cut-off times, and arrive without the invoice they pay. Clear Transfer puts the country's instant payment networks to work for accounts payable.

What we do

Domestic, business-to-business

We serve U.S. businesses paying other U.S. businesses, in U.S. dollars. That focus lets us verify every party and keep every payment simple.

Instant rails only

Payments go over RTP (The Clearing House) and FedNow (the Federal Reserve), which settle in seconds, 24/7/365, and are final.

Compliance built in

Business verification, identity checks, sanctions screening and fraud checks run as part of every payment, not as a separate project for your team.

How it works

  1. 1. Open an account

    Apply with your business name, EIN and address. We verify your business and invite your team.

  2. 2. Add who you pay

    Pay other Clear Transfer businesses directly, or add a vendor as a payee and we send it an invitation to add its bank account.

  3. 3. Pay

    Send from the portal, from your accounting system's open bills, or through the API. The money settles in seconds.

Clear Transfer is a financial technology company, not a bank, and is not FDIC-insured. Payments settle through regulated partner banks via our payment providers.