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Move Money Between Businesses Across 190+ Countries

A Global Platform for Businesses to Send, Request, and Schedule Real-Time Payments with Instant Settlement

🇺🇸United States
🇬🇧United Kingdom
🇩🇪Germany
🇫🇷France
🇯🇵Japan
🇨🇭Switzerland
🇸🇬Singapore
🇨🇦Canada
🇦🇺Australia
🇦🇪United Arab Emirates
🇭🇰Hong Kong
🇳🇱Netherlands
🇸🇪Sweden
🇧🇷Brazil
🇲🇽Mexico
🇰🇷South Korea
🇸🇦Saudi Arabia
🇮🇹Italy
🇪🇸Spain
🇮🇳India
🇮🇪Ireland
🇳🇴Norway
🇩🇰Denmark
🇫🇮Finland
🇧🇪Belgium
🇦🇹Austria
🇵🇹Portugal
🇳🇿New Zealand
🇮🇱Israel
🇿🇦South Africa
🇵🇱Poland
🇨🇿Czech Republic
🇬🇷Greece
🇹🇷Turkey
🇹🇼Taiwan
🇲🇾Malaysia
🇹🇭Thailand
🇮🇩Indonesia
🇵🇭Philippines
🇻🇳Vietnam
🇶🇦Qatar
🇰🇼Kuwait
🇧🇭Bahrain
🇴🇲Oman
🇨🇱Chile
🇨🇴Colombia
🇵🇪Peru
🇦🇷Argentina
🇪🇬Egypt
🇳🇬Nigeria
🇰🇪Kenya
🇲🇦Morocco
🇭🇺Hungary
🇷🇴Romania
🇮🇸Iceland
🇱🇺Luxembourg
🇨🇾Cyprus
🇲🇹Malta
🇪🇪Estonia
🇱🇻Latvia
🇱🇹Lithuania
🇸🇰Slovakia
🇸🇮Slovenia
🇭🇷Croatia
🇧🇬Bulgaria
🇺🇾Uruguay
🇵🇦Panama
🇨🇷Costa Rica
🇺🇸United States
🇬🇧United Kingdom
🇩🇪Germany
🇫🇷France
🇯🇵Japan
🇨🇭Switzerland
🇸🇬Singapore
🇨🇦Canada
🇦🇺Australia
🇦🇪United Arab Emirates
🇭🇰Hong Kong
🇳🇱Netherlands
🇸🇪Sweden
🇧🇷Brazil
🇲🇽Mexico
🇰🇷South Korea
🇸🇦Saudi Arabia
🇮🇹Italy
🇪🇸Spain
🇮🇳India
🇮🇪Ireland
🇳🇴Norway
🇩🇰Denmark
🇫🇮Finland
🇧🇪Belgium
🇦🇹Austria
🇵🇹Portugal
🇳🇿New Zealand
🇮🇱Israel
🇿🇦South Africa
🇵🇱Poland
🇨🇿Czech Republic
🇬🇷Greece
🇹🇷Turkey
🇹🇼Taiwan
🇲🇾Malaysia
🇹🇭Thailand
🇮🇩Indonesia
🇵🇭Philippines
🇻🇳Vietnam
🇶🇦Qatar
🇰🇼Kuwait
🇧🇭Bahrain
🇴🇲Oman
🇨🇱Chile
🇨🇴Colombia
🇵🇪Peru
🇦🇷Argentina
🇪🇬Egypt
🇳🇬Nigeria
🇰🇪Kenya
🇲🇦Morocco
🇭🇺Hungary
🇷🇴Romania
🇮🇸Iceland
🇱🇺Luxembourg
🇨🇾Cyprus
🇲🇹Malta
🇪🇪Estonia
🇱🇻Latvia
🇱🇹Lithuania
🇸🇰Slovakia
🇸🇮Slovenia
🇭🇷Croatia
🇧🇬Bulgaria
🇺🇾Uruguay
🇵🇦Panama
🇨🇷Costa Rica
0 bps
Zero FX Markups

No percentage cuts or hidden spreads. Pure institutional flat fees ($10 / $50 / $250).

< 400ms
Deterministic Finality

Sub-second atomic settlement on our sovereign Layer-1 financial blockchain.

190+
Countries Supported

Direct domestic clearing rails (SEPA, FPS, Pix, SPEI, FedNow) for local off-ramps.

120%+
Verified Solvency Ratio

Continuous real-time Proof of Reserves backed 1:1 by cash and short-term U.S. Treasuries.

How It Works

From initiation to domestic payout and General Ledger close in under 400 milliseconds.

01Step 1

Initiate & Authorize

Treasury teams create transfers manually or ingest them automatically via ERP invoice matching. Payments are cryptographically authorized using biometric WebAuthn FIDO2 hardware passkeys.

Biometric FIDO2 Passkey
02Step 2

Atomic Layer-1 Settlement

Funds clear atomically on our Sovereign Layer-1 financial ledger in under 400 milliseconds. Network gas fees are 100% sponsored with zero basis point toll.

< 400ms Deterministic Finality
03Step 3

Domestic Payout & GL Close

Counterparties receive local currency directly into their domestic commercial bank account across 190+ jurisdictions, while dual double-entry GL journal entries sync instantly to NetSuite or your ERP.

Automated Zero-Day Close

Four Pillars of Enterprise Sovereignty

Built from first principles to provide institutional clients with unparalleled speed, security, and capital efficiency.

Sovereign Layer-1 Settlement Ledger

Our proprietary high-throughput financial blockchain settles commercial payments atomically in digital dollars with sub-400ms finality. All network gas fees are 100% sponsored by our platform paymaster, removing crypto complexity for corporate treasurers.

Global Domestic Clearing Network

Unifying native digital dollar settlement with local domestic clearing networks across 190+ jurisdictions. Counterparties receive funds directly into their existing commercial bank accounts at guaranteed wholesale rates without intermediary wire hops.

Autonomous Treasury & Yield Sweep

Operating balances over $1,000,000 automatically sweep into an institutional government money market fund yielding ~5.2% APY backed 1:1 by U.S. Treasury bills, providing intraday liquidity and eliminating idle cash drag.

C-Suite Hardware Multi-Signature Governance

Enforcing strict 3-tier corporate approval policies. High-value transactions require dual and triple cryptographic approvals using WebAuthn FIDO2 biometric hardware passkeys (Apple TouchID, FaceID, YubiKey) backed by FIPS 140-3 Level 3 HSMs.

Global Domestic Clearing Corridors

Direct integration with domestic banking networks across 190+ countries for instant local settlement.

North American Direct Rails

Direct integration into FedNow, The Clearing House RTP, and Same-Day ACH in the United States, alongside Interac and Lynx clearing in Canada. Guaranteed par execution without intermediary deductions.

FedNow • RTP • Same-Day ACH

European & United Kingdom Clearing

Direct clearing connectivity across 36 Single Euro Payments Area (SEPA Instant) jurisdictions and the UK Faster Payments System (FPS) with direct Bank of England settlement rails.

SEPA Instant • UK Faster Payments

Asia-Pacific Regional Corridors

High-speed domestic clearing integrations including FAST and PayNow in Singapore, Zengin in Japan, New Payments Platform (NPP) in Australia, and FPS in Hong Kong.

FAST • Zengin • NPP Australia

Latin America & Middle East Rails

Direct access to Brazil's PIX, Mexico's SPEI, and UAE IPP instant payment networks, bypassing volatile offshore FX intermediaries for direct domestic deposit.

PIX • SPEI • UAE IPP

Enterprise Security & Compliance

Bank-grade cryptographic safeguards engineered for high-value corporate treasury operations.

FIPS 140-3 Level 3 HSM Isolation

Cryptographic signing keys are generated, isolated, and executed inside certified Hardware Security Modules. Keys are never exposed to system memory, host operating systems, or cloud environments.

Hardware-Enforced Cryptography

WebAuthn FIDO2 Biometric Authentication

Eliminating passwords, SMS verification, and seed phrase vulnerabilities. Multi-signature authorizations require physical device possession and biometric verification via Apple TouchID, FaceID, or YubiKey.

Phishing-Resistant Architecture

Segregated FDIC-Insured Commercial Custody

All operating reserves are held in segregated, bankruptcy-remote accounts at Tier-1 commercial partner institutions. Clients retain beneficial ownership with 1:1 asset backing at all times.

1:1 Bankruptcy-Remote Reserves

Continuous GAAP & Real-Time Tax Audit

Every ledger transaction produces an immutable SHA-256 cryptographic audit receipt. Automated real-time tax classification and IRS Form 8300 / 1099-DA compliance reporting.

Real-Time Ledger Proof

Seamless Accounting & ERP Integration

Autonomous bi-directional synchronization with your general ledger for instant Zero-Day Close.

Automated 3-Way PO & Invoice Matching

Ingests electronic invoices and purchase orders autonomously. Algorithmic verification matches line items against cryptographic settlement receipts with zero discrepancy.

Automated PO Reconciliation

Real-Time Double-Entry GL Journal Posting

Every settled cross-border payment instantly generates compliant debit and credit journal entries directly into your General Ledger chart of accounts, achieving continuous Zero-Day Close.

Instant Zero-Day Close

Native Enterprise ERP Compatibility

Direct API connectors and bi-directional ledger synchronization with Oracle NetSuite, SAP S/4HANA, QuickBooks Enterprise, Microsoft Dynamics 365, and Workday Financials.

NetSuite • SAP • QuickBooks

Multi-Entity Subsidiary Consolidation

Consolidate global treasury visibility across international operating subsidiaries and parent holding companies with unified multi-currency accounting and real-time intercompany settlement.

Multi-Subsidiary Visibility

Transparent, Flat-Fee B2B Pricing

Zero basis points. Zero FX markups. No percentage tolls. Fixed institutional flat fees scaled strictly by cryptographic governance tiers.

Tier 1 • Operational

$1K to $100K

$10 flat fee

Single controller approval with instant sub-second Layer-1 settlement and zero network fees.

  • 1 Authorized Signature
  • Instant Layer-1 Deterministic Settlement
  • Zero Gas Fees (100% Sponsored)
  • Automated NetSuite & ERP General Ledger Sync
Tier 2 • Managerial

$100K to $1M

$50 flat fee

Dual managerial authorization with automated 3-way invoice matching and cryptographically sealed audit receipt.

  • 2 Independent Managerial Signatures
  • Automated 3-Way PO / Invoice Matching
  • Immutable SHA-256 Ledger Audit Proof
  • Controller + VP Multi-Sig Verification
Tier 3 • Executive

$1M to $10M

$250 flat fee

Triple C-Suite multi-sig governance with ~5.2% APY Institutional Treasury yield on idle reserves.

  • 3 Executive C-Suite Signatures
  • Institutional Treasury ~5.2% APY Yield Sweep
  • 24/7 Instant Liquidity & Intraday Deployment
  • CFO + Treasurer + CEO Signing

Ready to modernize your corporate treasury?

Connect your existing commercial banking infrastructure and experience sub-second, zero-basis-point global settlement today.